Program
Filter by tracks
- Agentic AI in Finance
- Cyber Resilience & Regulatory Complexity
- Fintech Without Borders
- WealthTech & the Investment Nation
X
Day 2
Thursday,
March 18
Panels
Time
Event name
10:00-
10:40
Fraud, Faster: Can Detection Keep Pace With Generation?
Fraudsters now use AI to launch attacks at a scale no human team could match. Defenders are answering with agents of their own. This panel weighs up who is winning, where detection still falls short, and what banks need to build before the next wave hits.
Track: Agentic AI in Finance
Stage: Smaller Stage
Panel Discussion
10:00-
10:40
Emerging Markets Don't Want Your Product. They Want Your Infrastructure.
When Nordic fintechs expand into emerging markets, the product often matters less than what sits beneath it. This panel examines why local players want Nordic infrastructure, how partnerships get structured, and what founders learn the hard way.
Track: Fintech Without Borders
Stage: Panel Stage
Panel Discussion
10:40-
11:20
Who Audits the Algorithm? Governance in the Age of Agentic Finance
As AI agents take on judgment calls in credit, fraud and trading, someone has to answer for their decisions. This panel tackles the governance questions most institutions have yet to settle, from audit trails to board oversight and regulatory expectations.
Track: Agentic AI in Finance
Stage: Panel Stage
Panel Discussion
11:20-
12:00
Uptime as a Trust Signal: What Happens When Real-Time Payments Go Down
When instant payments stop working, customers lose faith in minutes. This panel examines outages as a trust issue, looking at recent failures, how the best teams communicate under pressure, and what uptime standards the market should demand from payment providers.
Track: Cyber Resilience & Regulatory Complexity
Stage: Smaller Stage
Panel Discussion
12:00-
12:40
Are Robo-Advisors Actually Better Than Humans Yet?
Robo-advisors have been around long enough to judge on results. This panel puts them head to head with human advisors on performance, cost and trust, using real data, and asks where each one wins and where the hybrid model is heading next.
Track: WealthTech & the Investment Nation
Stage: Panel Stage
Panel Discussion
14:00-
14:40
PSD3, FiDA, DORA: Alphabet Soup or Existential Threat?
PSD3, FiDA and DORA are landing on the same teams at the same time. This panel cuts through the acronyms to show what the pile-up means for real-time payments, infrastructure obligations and budgets, and which firms will come out of it stronger.
Track: Cyber Resilience & Regulatory Complexity
Stage: Panel Stage
Panel Discussion
14:00-
14:40
Pension Tech's Overdue Disruption
Pension products have lagged behind the rest of WealthTech for years, held back by legacy systems and complex rules. This panel looks at why disruption took so long, what is finally changing, and which new models could reshape how people save for retirement.
Track: WealthTech & the Investment Nation
Stage: Smaller Stage
Panel Discussion
14:40-
15:20
The Next Fintech Hub Isn't Where You Think
Stockholm, London and Berlin get the headlines. The next wave of growth for Nordic-built infrastructure may land somewhere far less obvious. This panel maps the markets where Nordic fintech is gaining real traction and what is driving demand in each one.
Track: Fintech Without Borders
Stage: Panel Stage
Panel Discussion
15:20-
16:00
Settlement Speed: The Silent Bottleneck in Wealth Products
Investors judge a wealth product by returns and fees. Behind the screen, slow settlement quietly drags on both. This panel brings the hidden bottleneck into view and explains how faster rails could reshape liquidity, pricing and the whole investor experience.
Track: WealthTech & the Investment Nation
Stage: Smaller Stage
Panel Discussion
15:20-
16:00
The Agentic Arms Race: Nordic Banks vs Silicon Valley
Silicon Valley has the capital and the hype. Nordic banks have the data, the trust and a head start on digital rails. This panel compares who is really ahead in deploying AI agents across the transaction lifecycle and where each side has the edge.
Track: Agentic AI in Finance
Stage: Panel Stage
Panel Discussion
Keynotes
Time
Event name
10:00-
10:20
Who Needs a Bank? The Trillion-Euro SMB Gap Gets a New Owner
Traditional banks left SMBs facing a financing gap worth trillions. Qred and Liberis are merging to take it on across 17 countries and 11.5m merchants. Their CEOs unpack the deal and what it means for every bank still saying no to small business.
Track: Embedded Finance, the Next Chapter
The speaker(s)
Emil
CEO & Founder at Qred Bank
Stage: Keynote Stage
Keynote
10:40-
11:00
Sweden Trades Stocks Like It's a National Sport. What's Next?
Swedes trade stocks with the passion other countries save for football. That culture built a market for robo-advice and alternative assets. This keynote asks where retail investing goes next and which innovations will define the coming decade of wealth.
Track: WealthTech & the Investment Nation
Stage: Keynote Stage
Keynote
11:20-
11:40
The Nordic Playbook Doesn't Translate. Here's Why It's Winning Anyway.
Nordic fintech infrastructure was built for small, digital, high-trust markets. Now it is winning in places that look nothing like that. This keynote explains why the playbook struggles to translate yet keeps finding success, and what founders adapt along the way.
Track: Fintech Without Borders
Stage: Keynote Stage
Keynote
12:00-
12:20
Exporting Infrastructure, Not Just Product
The next wave of Nordic fintech growth looks less like consumer apps and more like infrastructure sold to other businesses. This keynote maps the shift from exporting products to exporting rails, and explains why it matters for founders and investors.
Track: Fintech Without Borders
Stage: Smaller Stage
Keynote
12:40-
13:00
DORA Isn't a Checkbox. It's a Wake-Up Call.
Many institutions treated operational resilience as a paperwork exercise. DORA ends that. This keynote spells out what the regulation really demands in practice, where firms are falling short, and how to build resilience that holds up when systems fail.
Track: Cyber Resilience & Regulatory Complexity
Stage: Keynote Stage
Keynote
14:20-
14:40
Your Bank's Fraud Team Just Got Replaced by an Agent
Autonomous agents now run payments orchestration and fraud checks across the whole transaction lifecycle. This keynote shows what that looks like inside a bank today, what the fraud team does next, and why the shift is happening faster than most leaders expect.
Track: Agentic AI in Finance
Stage: Keynote Stage
Keynote
15:00-
15:20
The Nordic Model Everyone Copies but Nobody Fully Understands
Markets around the world study the Nordic fintech model and try to copy it. Few get the full picture. This keynote reveals what really made Nordic infrastructure exportable, which ingredients travel well, and which ones only work at home.
Track: Fintech Without Borders
Stage: Smaller Stage
Keynote
15:00-
15:20
Robo-Advisors Won the Trust Battle. Did They Win the War?
Robo-advisors convinced millions to hand over their savings. Winning trust was step one. This keynote asks whether they can now deliver on performance and keep clients through a downturn, and what the next generation of automated advice must get right.
Track: WealthTech & the Investment Nation
Stage: Keynote Stage
Keynote
15:40-
16:00
Cross-Border Payments Are Still Broken. We Can Fix That.
Sending money abroad is still slower and pricier than it should be. This keynote lays out what it will take to make cross-border rails as fast as domestic ones, from interlinked instant payment systems to the policy shifts needed to get there sooner.
Track: Fintech Without Borders
Stage: Keynote Stage
Keynote
16:20-
16:40
Pensions Are Boring Until They're Not
Pensions rarely excite anyone until retirement gets close. Yet pension tech is shaping the financial futures of millions. This keynote shows why the sector is becoming one of the most consequential parts of WealthTech and where the biggest changes are coming.
Track: WealthTech & the Investment Nation
Stage: Smaller Stage
Keynote
Fireside Chats
Time
Event name
11:00-
11:20
NIS2 in Practice: What Actually Changed
NIS2 has been live for over a year. So what changed on the ground? This fireside chat compares the policies written for regulators with the day-to-day reality inside security teams, and shares what firms that got it right did differently from the start.
Track: Cyber Resilience & Regulatory Complexity
Stage: Keynote Stage
Fireside Chat
11:00-
11:20
What Nordic Retail Investors Taught the World About Risk
In Sweden almost everyone invests, from students to pensioners. This fireside chat draws lessons from a market where trading is mainstream, looking at how Nordic retail investors think about risk and what the rest of the world can learn from them.
Track: WealthTech & the Investment Nation
Stage: Smaller Stage
Fireside Chat
11:40-
12:00
Can You Trust a Bot With Your Credit Score?
AI agents already approve credit, flag fraud and answer customers with no human watching each call. This fireside chat looks at the incidents nobody publicised, the safeguards that held, and what it will take for customers to trust a machine with their money.
Track: Agentic AI in Finance
Stage: Keynote Stage
Fireside Chat
12:20-
12:40
What Happens When the Algorithm Outperforms the Analyst
AI already beats analysts on speed, and often on accuracy. This candid fireside chat asks what human judgment is still worth in agentic finance, which roles are changing fastest, and how leaders can keep people in control of the decisions that matter most.
Track: Agentic AI in Finance
Stage: Smaller Stage
Fireside Chat
12:20-
12:40
Alternative Assets for Everyone: Democratization or Dilution?
Private equity, real estate and private credit are opening up to retail investors through new platforms. This fireside chat asks whether that marks real progress for everyday investors or simply moves risk onto people less equipped to carry it.
Track: WealthTech & the Investment Nation
Stage: Keynote Stage
Fireside Chat
14:00-
14:20
What It Actually Takes to Scale a Nordic Fintech Into Emerging Markets
Taking a Nordic fintech into emerging markets tests everything, from infrastructure and licensing to local partnerships. This fireside chat hears from people who have done it, sharing what worked, what failed and what they would do differently next time.
Track: Fintech Without Borders
Stage: Keynote Stage
Fireside Chat
14:40-
15:00
Critical Infrastructure Isn't Someone Else's Problem Anymore
New rules now classify more financial firms as critical infrastructure, with obligations to match. This fireside chat explains what that label means in practice, who it affects, and how firms are adjusting their security, testing and supplier management.
Track: Cyber Resilience & Regulatory Complexity
Stage: Smaller Stage
Fireside Chat
15:20-
15:40
Instant Payments, Instant Fraud: Can Compliance Keep Up?
Instant payments settle in seconds, and fraudsters love that speed. Compliance systems built for batch processing struggle to keep up. This fireside chat asks how banks can stop fraud in real time without adding friction that drives customers away.
Track: Cyber Resilience & Regulatory Complexity
Stage: Keynote Stage
Fireside Chat
16:00-
16:20
Inside Klarna's Bet on Agentic Customer Service
Klarna put AI agents on the front line of customer service at massive scale. This candid fireside chat unpacks what improved, what broke, how customers really reacted, and the lessons every financial brand should take before handing its frontline to agents.
Track: Agentic AI in Finance
Stage: Keynote Stage
Fireside Chat
16:40-
17:00
When the Regulator Moves Faster Than the Roadmap
Picture shipping a product while the rulebook gets rewritten mid-build. This fireside chat hears from founders and product leads who live under regulatory timelines they cannot control, and how they keep teams moving when the finish line keeps shifting.
Track: Cyber Resilience & Regulatory Complexity
Stage: Smaller Stage
Fireside Chat
16:40-
17:00
Custody Is the New Competitive Edge in WealthTech
Investors see the app. They rarely see the custody and settlement layer holding their assets. This fireside chat argues that the plumbing behind WealthTech now decides who wins on cost, speed and trust, and why the smartest players are investing there first.
Track: WealthTech & the Investment Nation
Stage: Keynote Stage
Fireside Chat
Side events will be announced closer to the event. Stay tuned for an exciting agenda on Day 1 of the conference.
Filter by tracks
- Agentic AI in Finance
- Cyber Resilience & Regulatory Complexity
- Fintech Without Borders
- WealthTech & the Investment Nation
X
Day 2
Thursday,
March 18
Panels
Time
Event name
10:00-
10:40
Fraud, Faster: Can Detection Keep Pace With Generation?
Fraudsters now use AI to launch attacks at a scale no human team could match. Defenders are answering with agents of their own. This panel weighs up who is winning, where detection still falls short, and what banks need to build before the next wave hits.
Track: Agentic AI in Finance
Stage: Smaller Stage
Panel Discussion
10:00-
10:40
Emerging Markets Don't Want Your Product. They Want Your Infrastructure.
When Nordic fintechs expand into emerging markets, the product often matters less than what sits beneath it. This panel examines why local players want Nordic infrastructure, how partnerships get structured, and what founders learn the hard way.
Track: Fintech Without Borders
Stage: Panel Stage
Panel Discussion
10:40-
11:20
Who Audits the Algorithm? Governance in the Age of Agentic Finance
As AI agents take on judgment calls in credit, fraud and trading, someone has to answer for their decisions. This panel tackles the governance questions most institutions have yet to settle, from audit trails to board oversight and regulatory expectations.
Track: Agentic AI in Finance
Stage: Panel Stage
Panel Discussion
11:20-
12:00
Uptime as a Trust Signal: What Happens When Real-Time Payments Go Down
When instant payments stop working, customers lose faith in minutes. This panel examines outages as a trust issue, looking at recent failures, how the best teams communicate under pressure, and what uptime standards the market should demand from payment providers.
Track: Cyber Resilience & Regulatory Complexity
Stage: Smaller Stage
Panel Discussion
12:00-
12:40
Are Robo-Advisors Actually Better Than Humans Yet?
Robo-advisors have been around long enough to judge on results. This panel puts them head to head with human advisors on performance, cost and trust, using real data, and asks where each one wins and where the hybrid model is heading next.
Track: WealthTech & the Investment Nation
Stage: Panel Stage
Panel Discussion
14:00-
14:40
PSD3, FiDA, DORA: Alphabet Soup or Existential Threat?
PSD3, FiDA and DORA are landing on the same teams at the same time. This panel cuts through the acronyms to show what the pile-up means for real-time payments, infrastructure obligations and budgets, and which firms will come out of it stronger.
Track: Cyber Resilience & Regulatory Complexity
Stage: Panel Stage
Panel Discussion
14:00-
14:40
Pension Tech's Overdue Disruption
Pension products have lagged behind the rest of WealthTech for years, held back by legacy systems and complex rules. This panel looks at why disruption took so long, what is finally changing, and which new models could reshape how people save for retirement.
Track: WealthTech & the Investment Nation
Stage: Smaller Stage
Panel Discussion
14:40-
15:20
The Next Fintech Hub Isn't Where You Think
Stockholm, London and Berlin get the headlines. The next wave of growth for Nordic-built infrastructure may land somewhere far less obvious. This panel maps the markets where Nordic fintech is gaining real traction and what is driving demand in each one.
Track: Fintech Without Borders
Stage: Panel Stage
Panel Discussion
15:20-
16:00
Settlement Speed: The Silent Bottleneck in Wealth Products
Investors judge a wealth product by returns and fees. Behind the screen, slow settlement quietly drags on both. This panel brings the hidden bottleneck into view and explains how faster rails could reshape liquidity, pricing and the whole investor experience.
Track: WealthTech & the Investment Nation
Stage: Smaller Stage
Panel Discussion
15:20-
16:00
The Agentic Arms Race: Nordic Banks vs Silicon Valley
Silicon Valley has the capital and the hype. Nordic banks have the data, the trust and a head start on digital rails. This panel compares who is really ahead in deploying AI agents across the transaction lifecycle and where each side has the edge.
Track: Agentic AI in Finance
Stage: Panel Stage
Panel Discussion
Keynotes
Time
Event name
10:00-
10:20
Who Needs a Bank? The Trillion-Euro SMB Gap Gets a New Owner
Traditional banks left SMBs facing a financing gap worth trillions. Qred and Liberis are merging to take it on across 17 countries and 11.5m merchants. Their CEOs unpack the deal and what it means for every bank still saying no to small business.
Track: Embedded Finance, the Next Chapter
The speaker(s)
Emil
CEO & Founder at Qred Bank
Stage: Keynote Stage
Keynote
10:40-
11:00
Sweden Trades Stocks Like It's a National Sport. What's Next?
Swedes trade stocks with the passion other countries save for football. That culture built a market for robo-advice and alternative assets. This keynote asks where retail investing goes next and which innovations will define the coming decade of wealth.
Track: WealthTech & the Investment Nation
Stage: Keynote Stage
Keynote
11:20-
11:40
The Nordic Playbook Doesn't Translate. Here's Why It's Winning Anyway.
Nordic fintech infrastructure was built for small, digital, high-trust markets. Now it is winning in places that look nothing like that. This keynote explains why the playbook struggles to translate yet keeps finding success, and what founders adapt along the way.
Track: Fintech Without Borders
Stage: Keynote Stage
Keynote
12:00-
12:20
Exporting Infrastructure, Not Just Product
The next wave of Nordic fintech growth looks less like consumer apps and more like infrastructure sold to other businesses. This keynote maps the shift from exporting products to exporting rails, and explains why it matters for founders and investors.
Track: Fintech Without Borders
Stage: Smaller Stage
Keynote
12:40-
13:00
DORA Isn't a Checkbox. It's a Wake-Up Call.
Many institutions treated operational resilience as a paperwork exercise. DORA ends that. This keynote spells out what the regulation really demands in practice, where firms are falling short, and how to build resilience that holds up when systems fail.
Track: Cyber Resilience & Regulatory Complexity
Stage: Keynote Stage
Keynote
14:20-
14:40
Your Bank's Fraud Team Just Got Replaced by an Agent
Autonomous agents now run payments orchestration and fraud checks across the whole transaction lifecycle. This keynote shows what that looks like inside a bank today, what the fraud team does next, and why the shift is happening faster than most leaders expect.
Track: Agentic AI in Finance
Stage: Keynote Stage
Keynote
15:00-
15:20
The Nordic Model Everyone Copies but Nobody Fully Understands
Markets around the world study the Nordic fintech model and try to copy it. Few get the full picture. This keynote reveals what really made Nordic infrastructure exportable, which ingredients travel well, and which ones only work at home.
Track: Fintech Without Borders
Stage: Smaller Stage
Keynote
15:00-
15:20
Robo-Advisors Won the Trust Battle. Did They Win the War?
Robo-advisors convinced millions to hand over their savings. Winning trust was step one. This keynote asks whether they can now deliver on performance and keep clients through a downturn, and what the next generation of automated advice must get right.
Track: WealthTech & the Investment Nation
Stage: Keynote Stage
Keynote
15:40-
16:00
Cross-Border Payments Are Still Broken. We Can Fix That.
Sending money abroad is still slower and pricier than it should be. This keynote lays out what it will take to make cross-border rails as fast as domestic ones, from interlinked instant payment systems to the policy shifts needed to get there sooner.
Track: Fintech Without Borders
Stage: Keynote Stage
Keynote
16:20-
16:40
Pensions Are Boring Until They're Not
Pensions rarely excite anyone until retirement gets close. Yet pension tech is shaping the financial futures of millions. This keynote shows why the sector is becoming one of the most consequential parts of WealthTech and where the biggest changes are coming.
Track: WealthTech & the Investment Nation
Stage: Smaller Stage
Keynote
Fireside Chats
Time
Event name
11:00-
11:20
NIS2 in Practice: What Actually Changed
NIS2 has been live for over a year. So what changed on the ground? This fireside chat compares the policies written for regulators with the day-to-day reality inside security teams, and shares what firms that got it right did differently from the start.
Track: Cyber Resilience & Regulatory Complexity
Stage: Keynote Stage
Fireside Chat
11:00-
11:20
What Nordic Retail Investors Taught the World About Risk
In Sweden almost everyone invests, from students to pensioners. This fireside chat draws lessons from a market where trading is mainstream, looking at how Nordic retail investors think about risk and what the rest of the world can learn from them.
Track: WealthTech & the Investment Nation
Stage: Smaller Stage
Fireside Chat
11:40-
12:00
Can You Trust a Bot With Your Credit Score?
AI agents already approve credit, flag fraud and answer customers with no human watching each call. This fireside chat looks at the incidents nobody publicised, the safeguards that held, and what it will take for customers to trust a machine with their money.
Track: Agentic AI in Finance
Stage: Keynote Stage
Fireside Chat
12:20-
12:40
What Happens When the Algorithm Outperforms the Analyst
AI already beats analysts on speed, and often on accuracy. This candid fireside chat asks what human judgment is still worth in agentic finance, which roles are changing fastest, and how leaders can keep people in control of the decisions that matter most.
Track: Agentic AI in Finance
Stage: Smaller Stage
Fireside Chat
12:20-
12:40
Alternative Assets for Everyone: Democratization or Dilution?
Private equity, real estate and private credit are opening up to retail investors through new platforms. This fireside chat asks whether that marks real progress for everyday investors or simply moves risk onto people less equipped to carry it.
Track: WealthTech & the Investment Nation
Stage: Keynote Stage
Fireside Chat
14:00-
14:20
What It Actually Takes to Scale a Nordic Fintech Into Emerging Markets
Taking a Nordic fintech into emerging markets tests everything, from infrastructure and licensing to local partnerships. This fireside chat hears from people who have done it, sharing what worked, what failed and what they would do differently next time.
Track: Fintech Without Borders
Stage: Keynote Stage
Fireside Chat
14:40-
15:00
Critical Infrastructure Isn't Someone Else's Problem Anymore
New rules now classify more financial firms as critical infrastructure, with obligations to match. This fireside chat explains what that label means in practice, who it affects, and how firms are adjusting their security, testing and supplier management.
Track: Cyber Resilience & Regulatory Complexity
Stage: Smaller Stage
Fireside Chat
15:20-
15:40
Instant Payments, Instant Fraud: Can Compliance Keep Up?
Instant payments settle in seconds, and fraudsters love that speed. Compliance systems built for batch processing struggle to keep up. This fireside chat asks how banks can stop fraud in real time without adding friction that drives customers away.
Track: Cyber Resilience & Regulatory Complexity
Stage: Keynote Stage
Fireside Chat
16:00-
16:20
Inside Klarna's Bet on Agentic Customer Service
Klarna put AI agents on the front line of customer service at massive scale. This candid fireside chat unpacks what improved, what broke, how customers really reacted, and the lessons every financial brand should take before handing its frontline to agents.
Track: Agentic AI in Finance
Stage: Keynote Stage
Fireside Chat
16:40-
17:00
When the Regulator Moves Faster Than the Roadmap
Picture shipping a product while the rulebook gets rewritten mid-build. This fireside chat hears from founders and product leads who live under regulatory timelines they cannot control, and how they keep teams moving when the finish line keeps shifting.
Track: Cyber Resilience & Regulatory Complexity
Stage: Smaller Stage
Fireside Chat
16:40-
17:00
Custody Is the New Competitive Edge in WealthTech
Investors see the app. They rarely see the custody and settlement layer holding their assets. This fireside chat argues that the plumbing behind WealthTech now decides who wins on cost, speed and trust, and why the smartest players are investing there first.
Track: WealthTech & the Investment Nation
Stage: Keynote Stage
Fireside Chat
Event Tracks
1.
AI Native Finance
AI is no longer just a tool for fraud detection or chatbots. It’s now foundational, powering credit risk models, hyper-personalized finance, and fully automated ops.
2.
Democratization of Wealth
Wealth and asset management are no longer just for the wealthy. Fintechs are turning complex products into simple, scalable offerings with huge B2B and B2C momentum.
3.
Instant Finance & Payments
With SEPA Instant becoming mandatory, this is the most practical and high-impact shift coming to European payments. It impacts everyone
4.
Finance Everywhere
This is where tech, UX, and regulation collide. This track is about who owns the customer journey and how financial services become invisible but indispensable.
5.
Platform Driven
Finance
There’s a quiet land grab happening: cloud core banking, orchestration layers, payment gateways, and data aggregators are all consolidating. This track explores what happens next.
