Stockholm Fintech Week 11-12 Feb, 2025

We are kicking off 2025 with a packed 2-day conference and a full week of side-events from industry leaders. See you in February! 

11-12 February 2025
Sergel Hub – Sveavägen 10a, 111 57 Stockholm, Sweden
All stage content is held in English

The capital of
Nordic Fintech

Stockholm Fintech Week, now in its 7th edition, is the most important event for Nordic Fintech leaders happening in the undisputed capital of Finance and Tech in the Nordics. Be there or be missed.

the most influential voices in Fintech

Get ready for your ideas to be shaken by the most outspoken, revolutionary, and disruptive voices in fintech. This is where bold thinking sparks new perspectives.

This is where innovation meets opportunity 

Stockholm Fintech Week brings together 600 startups and financial institutions eager to collaborate, partner, and create transformative fintech solutions.

Connect with visionary founders, groundbreaking industry experts, and top-tier investors

Stockholm Fintech Week is the place where Nordic Fintech Leaders meet.
Stockholm Fintech Week is the place where Nordic Fintech Leaders meet.

Anticipating the next big shifts in fintech!

Program

Filter by tracks

  • Blockchain Economy
  • Break/Lunch
  • Exponential Finance
  • Finance Anytime Anywhere
  • Next-Gen Money and Payments
  • Platform Driven Finance
  • Secure & Compliant Finance
  • Startup-Investor Day
  • X
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Day 1

Tuesday, 

11 February

Main Stage

Time
Event name

09:00-

09:30

Welcome to the Capital of Nordic Fintech!

Step into Stockholm Fintech Week 2025 and join us for an inspiring kickoff that sets the stage for the bold conversations shaping the future of finance. Discover the big themes transforming the industry, from decentralization to hyperpersonalization, and hear what we’ve curated to make this the most impactful fintech event in the Nordics.

Track:

09:20-

09:40

Opening Keynote: In the age of deep fake, what is real?

The presentation investigates how AI is changing our realities, and looks at what that means for all of us, and particularly our money. A critical question arises around identity, authentication, verification and trust. How do you prove that you are you? In a wide-ranging exploration of these themes, fintech gives some answers. What are they? Come and join in to find out.

Track:

Keynote

09:40-

10:00

Magnus Jones

Keynote

10:00-

10:20

Exponential Growth: The Remarkable Journey from Zero to $1 billion SEK in Revenue in Less than 10 Years

How do you go from an idea to a billion SEK in revenue in less than a decade? This session unpacks Qred's remarkable journey of achieving exponential growth by serving an underserved market. Hear firsthand how bold strategies, innovation, and relentless execution turned a vision into a growing business. Learn the key decisions, challenges overcome, and lessons that every fintech leader can apply to scale their own success story.

Track: Exponential Finance

Keynote

10:20-

10:40

The Decline Dilemma: Balancing Security, Growth & Payment Performance

Declines play a critical role in securing payments, but they can also be costly when they block legitimate transactions. Learn how to optimize payment performance by reducing false declines through better data, integration health, and strategic decision-making—building trust, unlocking revenue, and driving scalable success.

Track: Next-Gen Money and Payments

Keynote

10:40-

11:20

Time’s Up: Are Cross-Border Payments Ready for the Real-Time Era?

Cross-border payments are at a critical crossroads. With the G20 setting ambitious targets to enhance speed, reduce costs, and improve transparency, the global push for real-time solutions has never been stronger. Customers are demanding instant, seamless transactions, leaving financial institutions, fintechs, and regulators racing to close the gap. This session takes a look at the state of cross-border payments, the hurdles to achieving real-time functionality, and the technologies driving progress. From tokenization to infrastructure innovation, we’ll explore how the G20 roadmap is reshaping the landscape and who’s leading the charge to meet these urgent goals.

Track: Next-Gen Money and Payments

Panel Discussion

11:20-

11:40

Differentiated Customer Experiences in the Age of Hyper-Personalization and GenAI Synopsis

In this keynote, we'll explore how generative AI is transforming the financial services industry by enabling unprecedented levels of personalization in customer experiences. This talk will showcase cutting-edge applications of Gen AI in creating hyper-personalized financial advice, product recommendations, and customer service experiences. We'll also discuss the ethical considerations and potential challenges in implementing these technologies, providing attendees with a comprehensive view of the future of AI-driven personalization in finance.

Track: Exponential Finance

Keynote

11:40-

12:00

Account to Account Payments

Description to follow

Track: Next-Gen Money and Payments

Keynote

12:00-

13:00

Lunch

Take a break, grab a bite, and make meaningful connections! The lunch/networking break is your chance to recharge while engaging with fellow attendees, speakers, and industry leaders. Share insights, exchange ideas, and expand your network in a relaxed setting designed to foster collaboration and spark new opportunities. Don’t miss the chance to connect over great food and even better conversations!

Track: Break/Lunch

Networking

13:00-

13:20

Banks as Marketplaces: The Disruption You Can’t Ignore

Banks are no longer just service providers—they’re transforming into dynamic marketplaces, acting as financial gateways for customers. This session explores how banks are leveraging platforms to reinvent their business models, create new revenue streams, and stay ahead in the digital age. Join us to uncover the strategies driving this shift and why it’s a disruption you can’t afford to overlook.

Track: Platform Driven Finance

Keynote

13:20-

13:40

Iver.se

Keynote

13:40-

14:00

Security by Design with Bertram Dorn, Principal, Office of the CISO, AWS Security, AWS

In today's digital landscape, organizations often prioritize functionality over security, leading to costly vulnerabilities and eroded trust. Learn how Secure by Design (SbD) principles can transform your development process, enabling early risk mitigation and strengthening your security posture. Discover practical approaches to embedding security from inception, making it a fundamental driver of business value.

Track: Secure & Compliant Finance

Keynote

14:00-

14:20

Love or Lies? Unmasking the Hidden Threat of Romance Scams

Romance scams are on the rise, preying on emotions and trust to exploit victims financially. This session looks into the psychology behind these scams, the tactics scammers use, and how financial services and technology can combat this growing threat. Are we doing enough to protect vulnerable individuals, or is the industry falling short? Join us to uncover the hidden dangers, share solutions, and explore the responsibility of financial institutions in addressing this pressing issue.

Track: Secure & Compliant Finance

Keynote

14:20-

14:40

Taking on the Giants: How Vipps MobilePay is Challenging Big Tech’s Position within Payments

Whilst big tech is increasingly expanding into payments, Vipps MobilePay is stepping up as a Nordic challenger. This session uncovers their strategies and approaches for building a strong Nordic alternative to the international giants. Join us for an insider look at what it takes to face the giants – and win.

Track: Next-Gen Money and Payments

Keynote

14:40-

15:20

Rewriting the Playbook: Bridging Finance and Fintech for Hypercompetitiveness

What happens when traditional finance and fintech join forces to drive hypercompetitiveness? This panel explores how collaboration between these two worlds is no longer a choice but a necessity to stay ahead in today’s rapidly evolving financial landscape. Featuring industry leaders, including Erika Eliasson Ekberger as moderator, this session dives into real-world examples, strategic insights, and the innovative solutions shaping Financial Services in the Nordics . From bridging expertise gaps to leveraging technology for market leadership, discover how partnerships are rewriting the rules of competition and reimagining a more connected, powerful ecosystem.

Track: Exponential Finance

Panel Discussion

15:20-

15:40

AI and innovation in combatting a fast-changing threat landscape

In this session, Beju Shah, Head of the Nordic Centre for Bank at International Settlements’ Innovation Hub, will discuss the rapidly evolving threats posed by cyber-enabled financial crime and how technological innovation and collaborative approaches can help us as a society combat this scourge. He will also unpack some of the insights from the roundtable on Strategies for the future: Collectively combatting the convergence of fincrime and cybercrime in the age of AI and other global discussions he has participated in.

Track: Secure & Compliant Finance

Keynote

15:40-

16:00

How to Raise a Unicorn: The Secret Behind Estonian Billion-Euro Startup Surge

Estonia has quietly become the world’s top hub for unicorn startups, boasting the highest number of billion-dollar companies per capita. What’s driving this explosive growth? This session uncovers the secrets behind Estonia’s startup success—from its digital-first infrastructure and supportive regulatory environment to its culture of innovation and global ambition. Learn how Estonia’s unique ecosystem turns bold ideas into billion-dollar giants and what other economies can take away from its rapid rise.

Track: Exponential Finance

Fireside Chat

16:00-

16:40

Open Finance: The Ultimate Gateway to Opportunity or the Pandora’s Box of Risk?

Open Finance promises to revolutionize the financial ecosystem by granting consumers greater control over their data and enabling seamless access to innovative services. But with great opportunity comes profound risk. This session tackles the most pressing questions: Can Open Finance truly deliver on its promise of inclusion and innovation, or does it risk opening a Pandora’s box of security, compliance, and ethical challenges? Join industry leaders as they explore the high stakes of Open Finance and what it means for the future of financial services.

Track: Finance Anytime Anywhere

Panel Discussion

Startup Stage

Time
Event name

10:00-

10:20

The AI Revolution: Fueling Innovation, Guarded by Compliance, Driven by Humanity

Imagine a world where your data fuels your purchases, decisions, and innovations—securely and responsibly. This session will challenge your perspective on the AI Revolution, revealing that it’s not just about technology but the balance between four key forces: AI as the tool: Harnessing data to create meaningful possibilities. Data as the fuel: Driving insights while respecting privacy. Compliance as the guardrail: Ensuring ethical use and building trust. Humanity as the driver: Amplifying creativity, empathy, and purpose. We’ll explore how these elements combine to build a future where trust and innovation coexist. From simplifying compliance to leveraging AI for good, this session will redefine how you view technology's role in empowering businesses and people. Join us for insights, strategies, and examples that highlight the path to a more responsible, impactful future.

Track: Secure & Compliant Finance

Keynote

10:20-

10:40

Borderless payments in the Nordics, how has Vipps MobilePay and their partner banks made it possible?

Vipps MobilePay aims to tear down barriers in Nordic payments. Last year the company introduced seamless cross border payments between the Nordic neighboring countries, Sweden, Denmark, Finland and Norway. In this fireside chat, we are joined by SEB, a key banking partner in this initiative. We will explore how these industry leaders are leveraging their strengths to create a seamless, borderless payment experiences.

Track: Next-Gen Money and Payments

Fireside Chat

10:40-

11:20

ERPs, APIs, Smart Cards & Real-Time Expense Management: Accounting New Strategic Superpowers

The future of accounting is all about seamless integration. This panel will explore how ERPs, APIs, smart cards, and automated expense management systems are transforming financial operations. By connecting accounting software, streamlining expense processes, and enhancing compliance, businesses gain real-time insights, improve cost control, and boost operational efficiency. Learn how these innovations are not just simplifying accounting but turning finance into a strategic advantage—empowering businesses to make smarter, data-driven decisions, stay agile, and drive long-term growth.

Track: Exponential Finance

Panel Discussion

11:20-

11:40

Borderless Banking: Are Physical Boundaries a Thing of the Past?

Explore how technology is enabling financial services to operate seamlessly across borders, empowering customers and businesses to transact anytime, anywhere, without the constraints of traditional banking systems.

Track: Finance Anytime Anywhere

Fireside Chat

11:40-

12:00

Microsoft

Keynote

12:00-

13:00

Lunch

Take a break, grab a bite, and make meaningful connections! The lunch/networking break is your chance to recharge while engaging with fellow attendees, speakers, and industry leaders. Share insights, exchange ideas, and expand your network in a relaxed setting designed to foster collaboration and spark new opportunities. Don’t miss the chance to connect over great food and even better conversations!

Track: Break/Lunch

Networking

13:00-

13:20

Moonrise announcement

Join Mats Persson from Lunar to explore Moonrise, a new platform streamlining payments across Denmark, Norway, and Sweden. With one API, Moonrise offers local accounts, real-time payments, and seamless access to clearing systems. Learn how Moonrise is helping fintechs and businesses scale faster, handle billions in transactions, and shape the future of Nordic payments

Track: Finance Anytime Anywhere

Keynote

13:20-

14:00

The Fintech Passport:Lessons, Challenges, and Opportunities in Fintech Around the World

Explore the global fintech landscape in this session, where we’ll dive into how fintech innovations are shaping industries across continents. Learn about the unique challenges startups face when scaling internationally, the regulatory hurdles they overcome, and the creative strategies that drive success in different markets. This session will highlight key lessons from fintech ecosystems worldwide, uncover opportunities for collaboration, and provide practical insights for navigating the complexities of cross-border expansion. Whether you’re a fintech founder, investor, or industry enthusiast, this session will leave you inspired to think globally and act strategically.

Track: Finance Anytime Anywhere

Panel Discussion

14:00-

14:20

How will the rise of AI impact financial compliance in the coming years?

The year 2025 marks the transition from hype to impact. Sebastian will share insights into how AI is expected to influence compliance processes, risk management, and address emerging challenges in regulatory technology. Drawing from the latest developments and trends, he can provide concrete forecasts on the opportunities and risks the industry will face.

Track: Blockchain Economy

Keynote

14:20-

14:40

Demystifying Quantum Computing: The Breakthrough That Changes Everything

This session explores the dual impact of quantum computing—its defensive challenges and offensive potential. Learn how financial institutions like Mastercard and HSBC are preparing for quantum's transformative power, safeguarding their systems while leveraging quantum capabilities to redefine risk management, customer personalization, and more. Don’t miss this chance to understand how quantum computing is set to reshape the financial industry—and what you need to do to stay ahead

Track: Exponential Finance

Keynote

14:40-

15:20

Stablecoins vs CBDCs: The Future of Digital Money in the EU

As the EU prepares for MiCA implementation, the debate between stablecoins and CBDCs takes center stage. This session will explore their roles in shaping the future of digital money, with a focus on stablecoins’ potential in banking and cross-border settlements. Experts will dive into the geopolitical and compliance challenges posed by MiCA and examine how EU regulations could impact innovation. Will stablecoins’ flexibility and scalability outpace CBDCs’ promise of trust and security, or can these two approaches coexist in a competitive and rapidly evolving financial landscape?

Track: Next-Gen Money and Payments

Panel Discussion

15:20-

15:40

A Cake of Accounting and Banking is the Future Taste of Payments

Companies consist of many transactions across many systems, with tons of data. In order to understand the real world and make the right decisions, one must dissect this data across tons of silos. Your bank advisor can tell you how much money you have in your account – but not what is coming or going. Your bookkeeper can tell you how your business has done in the past – but not how it will do in the future. Connecting the past with the present makes us able to forecast the future. With 7 successful and more than 20 years of experience within accounting software under his belt, Werner Valeur has set out to solve this issue and change the way we think about financial data.

Track: Next-Gen Money and Payments

Keynote

15:40-

16:00

If Consumers Want to Act on Climate, Why Can’t They?

Despite growing awareness of the climate crisis, financial barriers are preventing meaningful consumer action. In this fireside chat, Mathias Wikström, CEO and Co-Founder of Doconomy, will explore the disconnect between consumers’ environmental aspirations and financial realities. He’ll unpack why financial systems are failing to support sustainable choices, what banks can do to bridge this gap, and how innovative tools can empower individuals to align their financial decisions with their climate values. This is a must-attend session for anyone looking to understand how the financial sector can lead the way in driving real climate action

Track: Secure & Compliant Finance

Fireside Chat

16:00-

16:40

If Behavioral Science Works, Why Isn’t Finance More Sustainable?

Despite the proven potential of behavioral science to influence choices and drive sustainable actions, financial services seem to be falling short in leveraging its power. This panel will tackle the big questions: Why isn’t behavioral science creating the potential change on individuals sustainability and climate actions? Are we missing the mark in applying these principles, or is the industry too slow to adapt? Join leading experts to explore real-world challenges, uncover gaps in strategy, and discuss how financial services can better harness behavioral insights to inspire meaningful, lasting change.

Track: Secure & Compliant Finance

Panel Discussion

16:40-

17:00

Smarter, Simpler, Stronger Finance: How AI and Open Finance together Are Taking Financial Services to the next level

Unlock the future of finance. AI is no longer just a buzzword—it’s transforming how we do our day-to-day, including managing our money. This session explores the powerful intersection of open finance and AI, showing how data-driven insights revolutionary for businesses and transforming our personal habits. From hyper-personalized recommendations to real-time spending insights and habit-forming tools, discover how cutting-edge solutions, including practical examples like Nello AI, are going to take financial services to the next level.

Track: Finance Anytime Anywhere

Keynote

16:40-

17:00

How to Move Fast in a Slow-Paced Industry

Banks face increasing pressure to innovate, yet legacy systems, high costs, and vendor dependencies often slow them down. Marginalen Bank is breaking the mold—moving faster than traditional banks by leveraging strategic partnerships and a flexible approach to transformation. Join this fireside chat to explore: • How Marginalen accelerates change while managing risk and costs. • The role of collaboration in reducing supplier dependency. • How fintech partnerships can drive agility and innovation. Hear from Marginalen Bank and Qinshift Avenga as they share insights on building a future-ready, fast-moving bank in a traditionally slow-paced industry.

Track: Finance Anytime Anywhere

Fireside Chat

Day 2

Wednesday, 

12 February

Main Stage

Time
Event name

09:00-

09:20

Fintech Report

Keynote

09:20-

09:40

From Swipe to Seamless: Why Retail Can’t Afford to Ignore Payment Innovation

Join us for an engaging fireside chat, featuring industry leaders from Trustly and Amazon. This session will explore how cutting-edge payment solutions are transforming the retail landscape, from frictionless checkout experiences to real-time transactions, and why staying ahead of these trends is critical for retail success. Hear firsthand how global giants are leveraging payment innovation to drive customer loyalty, streamline operations, and unlock new revenue streams.

Track: Platform Driven Finance

Fireside Chat

09:40-

10:00

AI Knows You Better: The Future of Customer Experience in Finance

In this session, we'll unpack how AI is revolutionizing back-office efficiency, but at the potential expense of human jobs in the sector.

Track: Exponential Finance

Fireside Chat

10:00-

10:20

The Future of Finance Seen from the Trenches

Failure is a big part of the journey for fintech startups. In this session, founders and industry experts will share their biggest mistakes and what they learned from them. We’ll talk about why failure matters, how it leads to new ideas, and how it helps build better, stronger businesses. If you want to know how to turn setbacks into success, this session is for you.

Track: Platform Driven Finance

Fireside Chat

10:20-

10:40

Why Europe Is Falling Behind Asia in the Payment Revolution

Asia is leading a payment revolution, rapidly transforming how billions of people transact. In this session, Anni Filipova, TEDx speaker, former COO at Citi’s Treasury and Trade Solutions in APAC and Founder and CEO of Change Advisory will explore the macroeconomic and policy-driven factors driving Asia’s dominance in payment systems. From government-led initiatives modernizing payment infrastructure to strategies that expand financial inclusion, we’ll uncover how Asian markets are reshaping access to the economy. We’ll also examine why Europe is struggling to keep pace and what lessons it can learn to innovate and adapt its payment systems for the future.

Track: Next-Gen Money and Payments

Fireside Chat

10:40-

11:20

The impact of iPhone NFC access on banks' wallet strategies – by Mobey Forum

Apple is opening up iPhone NFC access, and this could change the game for banks. What does it mean for their digital wallets? This session by Mobey Forum will explore how banks can take advantage of this change, what challenges they might face, and how it could reshape payments. Simple, clear, and straight to the point—if you’re in banking or fintech, you’ll want to hear this.

Track: Next-Gen Money and Payments

Panel Discussion

11:20-

11:40

From Legacy to Leading Edge: What’s Next for the Future of Core Banking?

The financial services industry is under pressure to deliver seamless digital experiences, enhanced security, and scalable solutions. Legacy core systems are struggling to keep up. This panel brings together industry leaders to unpack the challenges, strategies, and successes in migrating core banking platforms to modern, modular, and cloud-native systems. From overcoming operational and technical hurdles to unlocking new revenue streams and reducing time to market, this session offers valuable insights for banks looking to stay competitive in a rapidly evolving landscape

Track: Platform Driven Finance

Fireside Chat

11:40-

12:00

The Future of Banking is Agentic

This session explores the transformative concept of Agentic Banking, where AI and MACH architecture converge to reshape financial services. Discover how banks can leverage intelligent, dynamic AI agents to enhance personalization, streamline operations, and drive agility, preparing them for the future of banking.

Track: Exponential Finance

Keynote

12:00-

12:00

Lunch

Take a break, grab a bite, and make meaningful connections! The lunch/networking break is your chance to recharge while engaging with fellow attendees, speakers, and industry leaders. Share insights, exchange ideas, and expand your network in a relaxed setting designed to foster collaboration and spark new opportunities. Don’t miss the chance to connect over great food and even better conversations!

Track: Break/Lunch

Networking

13:00-

13:20

License to Thrill: Qred’s Remarkable Journey from Disruptor to Bank

Qred’s transformation from fintech to a fully licensed bank is a story of strategic focus and bold execution. By targeting the SME market—an economic powerhouse often overlooked by traditional banks—Qred uncovered a strong demand for accessible and flexible financial services. This session explores how Qred identified this underserved niche, built tailored solutions for small businesses, and turned that focus into the driving force behind its growth and transition into banking. Discover how prioritizing SMEs fueled Qred’s success and is reshaping the future of financial services.

Track: Secure & Compliant Finance

Fireside Chat

13:20-

14:00

Is Regulation Driving Innovation or Tightening the Screws on Financial Services?

DORA, MiCA, CSRD, the AI Act are just some of the regulations that fintechs and established financial institutions need to navigate in 2025. This panel explores the double-edged sword of regulation in financial services. Is it fueling innovation by setting clear standards or stifling creativity with excessive controls? Join industry experts to debate how regulation shapes the future of financial services and its impact on growth and innovation.

Track: Secure & Compliant Finance

Panel Discussion

14:00-

14:20

Unlocking hidden profits: the untapped potential of scheme fees analysis for card payments

Card payments is a high-volume low-margin business these days. And in order to succeed here you need to be competitive yet profitable at the same time. Scheme fees is a large gray area within the card payments P&L and the better you control and predict these costs the better you could manage your transactional profits. But what is the right way to address this issue? In this session Kirill Lisitsyn from Torus will reveal the peculiarities of scheme fees data analysis for managing and improving card payments profitability based on some recent use cases.

Track: Next-Gen Money and Payments

Fireside Chat

14:20-

14:40

Swish vision for payments in the Nordics

Hear from Swish’s CEO about how payments are changing and how Swish is making them faster, safer, and easier. Learn about Swish’s future plans for payments in the Nordics and their strategy to continue to lead in payments innovation.

Track: Next-Gen Money and Payments

Fireside Chat

14:40-

15:20

Banking as a Service: Collaboration or Competition with Traditional Banks?

Is Banking as a Service (BaaS) a partner or a rival to traditional banks? This session dives into the evolving dynamics between fintechs and banks in the BaaS ecosystem. Explore whether collaboration can drive innovation and growth, or if competition is reshaping the balance of power in financial services.

Track: Platform Driven Finance

Panel Discussion

15:20-

15:40

Fintechs: You’re Getting Open Banking for Corporates All Wrong

Open Banking isn’t just for retail, it holds immense potential for corporates. Yet many fintechs are overlooking critical opportunities. This session challenges common misconceptions about Open Banking for corporates, revealing how it can transform operations, optimize cash flow, and drive efficiency. Learn why corporate Open Banking is the next big shift in B2B finance and why fintechs must rethink their strategies to stay relevant. Join us for a bold discussion that will reshape your perspective on Open Banking for businesses.

Track: Finance Anytime Anywhere

Keynote

Startup Stage

Time
Event name

09:00-

11:00

Startup- Investor Day

This session brings fintech startups face-to-face with investors, offering a rare glimpse into the dynamic exchange of ideas that fuels industry growth. Startups will present their solutions, from innovative payment systems to AI-driven compliance tools, each aiming to solve real-world problems. Investors will probe for clarity, potential, and scalability, making this a must-see for anyone tracking the future of financial technology.

Track: Startup-Investor Day

Startup Pitch

11:00-

11:20

Future of Capital: Adapting to Technology & Financialization of Everything

As disruptive technologies transform industries, the future of capital allocation is at a crossroads. How will wealth be shaped in this new era and who will be the key players: traditional institutions, tech-driven platforms, or individuals empowered by innovation? This session explores shifting power dynamics, the opportunities for investors, and the implications for wealth management in a rapidly evolving financial landscape

Track: Startup-Investor Day

Keynote

11:20-

11:40

How to Build a Startup Worth Acquiring

Join Marco Poblete, co-founder of Vinter, recently acquired by Kaiko, for an engaging fireside chat on the critical role of governance and structure in a startup's journey. Marco will share firsthand insights on how to design the right frameworks that support scaling effectively and position your company for acquisition. This session is a must for founders, entrepreneurs, and leaders looking to navigate growth challenges and maximize long-term success.

Track: Startup-Investor Day

Fireside Chat

11:40-

12:00

AI in the Swedish Financial Sector: Insights, Maturity, and Preparations for the AI Act

The Swedish financial sector has been leveraging AI technology for more than a decade. However, the emergence of generative AI has introduced new opportunities and challenges for companies looking to adopt and scale AI solutions. This session will present findings from a recent survey conducted by the Swedish Financial Supervisory Authority (FI), in which over 200 supervised entities shared their perspectives on AI maturity and their preparations for the upcoming AI Act. The presentation will provide an overview of the regulatory requirements introduced by the AI Act and highlight key considerations for companies implementing AI. Join us to gain valuable insights into how the financial sector is adapting to the evolving AI landscape and preparing for compliance with new legislation.

Track: Secure & Compliant Finance

Keynote

12:00-

12:00

Lunch

Take a break, grab a bite, and make meaningful connections! The lunch/networking break is your chance to recharge while engaging with fellow attendees, speakers, and industry leaders. Share insights, exchange ideas, and expand your network in a relaxed setting designed to foster collaboration and spark new opportunities. Don’t miss the chance to connect over great food and even better conversations!

Track: Break/Lunch

Networking

13:00-

13:20

In Perfect Harmony: Managing Finances Together in a Duet

Managing money together isn’t just about splitting bills—it’s about trust, understanding, and shared goals. Join us to explore how people can work better together with their finances.

Track: Exponential Finance

Keynote

13:20-

14:00

Is the Rise of Fractional Ownership About to Disrupt Wealth Management?

The traditional wealth management model is facing a major shift as fractional ownership gains momentum. This panel will explore how breaking down high-value assets into accessible, fractional investments is democratizing wealth creation and challenging long-standing industry practices. Industry leaders and innovators will discuss whether this trend signals the disruption—or evolution—of wealth management, how technology and tokenization are driving this change, and what it means for investors, advisors, and financial institutions. Is this the future of wealth management, or just another passing trend? Join us as we unpack the opportunities, risks, and long-term impact of fractional ownership on the financial landscape.

Track: Blockchain Economy

Panel Discussion

14:00-

14:20

Real use cases of Blockchain in Finance

Blockchain is no longer just a buzzword—it’s transforming financial services. This session dives into real-world applications of blockchain technology that are reshaping the industry. From secure cross-border payments and streamlined trade finance to enhanced transparency in asset management and fraud prevention, discover how financial institutions are leveraging blockchain to drive efficiency, security, and innovation. Join us to explore practical examples of blockchain in action and understand how it’s creating new opportunities and solving real challenges in finance. Whether you’re a blockchain enthusiast or a skeptic, this session will give you a clear picture of its tangible impact.

Track: Blockchain Economy

Keynote

14:20-

14:40

Disaster-Driven Transformation: Banking in the Platform Era

When catastrophe struck, I had no choice but to rebuild—and the results were as chaotic as they were enlightening. Join me for a whirlwind (and hilariously relatable) look at progressive modernisation, where banks face their own messes to survive in a world of platforms and embedded finance. It’s part tragedy, part comedy, and 100% the wake-up call banks need!

Track: Platform Driven Finance

Keynote

14:40-

15:20

Outsmarting the Enemy: How Financial Crime Fighters Are Battling a New Breed of Criminals

Financial criminals are evolving, leveraging advanced technologies and sophisticated tactics to outpace traditional defenses. This session uncovers how crime fighters are stepping up, adopting cutting-edge tools and strategies to stay ahead in the fight against fraud, money laundering, and financial crime. Explore the battle to protect global finance.

Track: Secure & Compliant Finance

Panel Discussion

15:20-

15:40

Web3 Beyond Crypto, how Companies can Draw benefits from Web3 Technologies

Web3 is more than just crypto. This session explores how companies can harness Web3 technologies like blockchain, decentralized applications, and smart contracts to improve transparency, security, and efficiency. Discover practical strategies for leveraging Web3 to drive growth, streamline operations, and create new business models beyond digital currencies.

Track: Blockchain Economy

Keynote

Sideevents

Monday

February 10

15:00-

17:00

The AI Revolution in Finance: Creating Hyper-Personalized Customer Experiences

Join us for an insightful exploration of how Generative AI is reshaping the future of financial services through unprecedented personalization. This dynamic session will dive deep into the transformative potential of AI technologies that are revolutionizing how financial institutions connect with and serve their customers. Key Discussion Topics: • How Gen AI is enabling real-time, personalized financial advice at scale • Next-generation product recommendation systems powered by AI • The evolution of AI-driven customer service in banking and finance • Practical applications and success stories from leading financial institutions • Navigating privacy concerns and ethical considerations • Challenges and best practices for implementing Gen AI solutions Don't miss this opportunity to understand how your organization can harness the power of Generative AI to create meaningful, personalized experiences that drive customer satisfaction and business growth. About the speaker Alfred is a Financial Services Go-to Market Leader. He works with AWS customers to develop and execute on strategic initiatives that drive their digital transformation journey on the cloud. Prior to AWS, Alfred spent more than 15 years working with large financial services customers across Europe, Africa and North America to execute on digital transformation initiatives in the front, middle, and back offices. Location: Malmskillnadsgatan 36, Stockholm – 7th Floor

Room: External

Type: Other

17:00-

20:00

Official Pre-event Party Hosted by Fimento

Before diving into the main event, join us for an exclusive evening of networking, inspiring talks, and great vibes. This is your chance to connect with fellow attendees, meet industry leaders, and set the tone for an incredible week of innovation and collaboration in the fintech space. Pre-Event Agenda 17:00: Welcome mingle with drinks and snacks – the perfect opportunity to break the ice and meet fintech enthusiasts in a relaxed setting. 18:00-18:20: Hear from two powerhouse speakers: Sarah Häger, Enable Banking Jeanette Jäger, Enento 20:00: The pre-event concludes – leaving you inspired and ready for the full week ahead! Spaces are limited to 80 pax, and priority access will be given to those who RSVP in advance. Don’t miss out on the chance to secure your spot and enjoy exclusive early entry to this high-energy event! Location: Fimento, Mäster Samuelsgatan 20, 111 44 Stockholm, Sweden

Room: External

Type: Other

18:30-

22:00

VIP Dinner by Invitation Only

Join us for an exclusive evening in the heart of Nordic fintech to kick off Stockholm Fintech Week. This is your chance to meet other distinguished guests, network with top leaders and innovators in the industry, and enjoy spectacular cuisine in a truly exceptional setting. Set the tone for an incredible week of insights, connections, and inspiration. Thi event is by invitation only. No it is not possible to sign up to this event.

Room: External

Type: Other

Tuesday

February 11

11:00-

11:30

Bridging the gap: How to seize the multi-billion SME financing opportunity

The €400 million financing gap leaves European SMEs underserved – but it provides a multi-billion-euro opportunity. Froda’s co-founder Oliver Mohseni shares how EIF-supported embedded finance enables fintechs, banks and platforms to tap into this market – while supporting micro-enterprises. This session is open to all and does not require registration

Room: Room 1 (Master classes) 40 pax

Type: Masterclass

11:00-

12:00

Strategies for the future: Collectively combatting the convergence of fincrime and cybercrime in the age of AI

Financial crime and cybercrime have converged at an accelerating pace in recent years, generating increasingly sophisticated threats that defy traditional defenses and create serious challenges for many institutions we depend on. In this session, we’ll explore how technology and innovation can help reshape the fight against these challenges. How can emerging technologies disrupt criminal networks? And what are the hurdles standing in the way of effective collaboration? Join leading experts from the Nordics to hear their views on the evolving threat landscape and solutions for safeguarding the future of the financial system in a digital age.

Room: Room 3 (Round Table) 20 pax

Type: Round Table

11:00-

12:00

Women in Fintech: Elevate, Inspire, Lead

Stockholm Fintech is excited to invite you to an inspiring roundtable event featuring Julija Varneckienė, COO at Capital Box. This session is dedicated to empowering women in fintech, offering a unique opportunity to elevate your voice, grow as a leader, and inspire others to do the same. Join us to hear real stories, gain practical advice, and discover actionable ideas on how to: Build confidence and lead with impact Overcome barriers in the fintech industry Stay resilient and authentic as a leader Whether you're a seasoned professional or just starting your journey, this event is your chance to connect, learn, and leave motivated to make an impact in fintech. 💡✨

Room: Room 3 (Round Table) 20 pax

Type: Round Table

13:00-

14:00

A roundtable discussion: Implementing Hyper-Personalization with Generative AI

About the event Join industry leaders and experts for an interactive roundtable discussion on implementing Generative AI solutions for hyper-personalized customer experiences in financial services. This executive-level conversation will focus on practical challenges and proven solutions for improving the way customers interact with businesses. Participants will share real-world experiences, discuss practical solutions, and collaborate on best practices for implementing Generative AI in financial services. Key Discussion Points: How to create business value through personalization, working backwards from the customer. How to get started on implementing strategic solutions How to navigate common implementation challenges for FSIs. How to balance risk management and innovation. Who Should Attend: Chief Technology Officers AI/ML Engineering Leaders Digital Transformation Executives Risk & Compliance Officers Customer Experience Leaders Participants will walk away with actionable insights on implementing Generative AI solutions in their business, along with techniques to enhance customer experiences through personalization. Seating is limited, so please register in advance to ensure your participation. While roundtable participation is limited to 20 active discussants, additional attendees are welcome to observe the conversation.Both experiences offer valuable insights.

Room: Room 3 (Round Table) 20 pax

Type: Round Table

13:00-

14:00

Founder Agreements: Avoiding Showstoppers

For early-stage startups, a well-structured founder agreement is crucial for long-term success. This workshop covers the key elements needed to align co-founders on roles, equity splits, and decision-making, preventing conflicts that could derail future funding rounds or exits. Learn how to create a solid agreement that protects your startup’s growth and ensures investor confidence as you scale.

Room: Room 1 (Master classes) 40 pax

Type: Workshop

14:00-

15:00

"The Lifecycle of Embedded Finance: Strategies to Combat Fraud and Drive Growth"

This exclusive roundtable will delve into the burgeoning embedded finance sector in the Nordic region, where the market is expanding at double-digit rates, with revenues projected to surpass €100 billion in Europe by 2030. We'll explore what is driving this growth, particularly in fraud prevention, as evidenced by Denmark's 19% reduction in overall fraud losses and 24% decrease in card-not-present fraud. Join Provenir to discuss strategies to enhance security and customer experience throughout the embedded finance lifecycle. Key Discussion Points: ● Examining the rapid adoption of embedded finance in the Nordics and its projected growth. ● Utilising AI to enhance decision-making and mitigate risks in embedded financial services. ● Implementing fraud prevention measures to protect consumers and businesses. ● Transform customer experiences by seamlessly integrating solutions and simplifying the customer journey for greater ease and efficiency. ● Using innovative technologies to maintain observability, enhance awareness, and ensure regulatory compliance in a rapidly evolving market

Room: Room 2 (Workshops) 20 pax

Type: Round Table

17:00-

19:00

Afterwork Drinks

Wrap up the first day of Stockholm Fintech Week with after-work drinks happening right at the venue. It’s the perfect chance to exchange ideas, reflect on the day, and connect with fellow attendees—all while enjoying great music and even better company. See you there! This event is open for everyone with a valid SFW ticket, no signup required.

Type: Other

18:00-

20:00

Reception at the Royal Norwegian Embassy – Stockholm Fintech Week (invite only)

During Stockholm Fintech Week we invite you to a networking reception at the Royal Norwegian Embassy in Stockholm. We invite startups, investors, and corporates to join us for an informal gathering at the Embassy where you can meet up with like-minded fintech aficionados. Address: The Royal Norwegian Embassy in Sweden, Skarpögatan 4, 115 27 Stockholm Program: 18.00: Doors open 18.30: Welcome from ambassador Aud Kolberg and the hosts & buffet 20:00: Doors close This event is organized by The Royal Norwegian Embassy, Innovation Norway, Norsk-svensk handelskammer & NCE Finance Innovation. This is an invite-only event. We reserve the right to offer a place to our member companies and their partners first. If you are interested in joining please contact: Rea Parashar, rea@financeinnovation.no Anna M. Myhrvold, anna.myhrvold@financeinnovation.no

Room: External

Type: Other

Wednesday

February 12

07:30-

08:30

Fintech Run

Join us for the official Stockholm Fintech Week Run along with the FinTech Running Club on February 12th, 2025, hosted by Ihor Harkusha and Steven van der Velde! Time: 7:30 AM – 8:30 AM Location: Komet Café Stockholm, Kungsholmsgatan 10, 112 27 Stockholm Route: 7KM loop around Kungsholmen Join us to connect with fellow innovators, stay fit, and fuel your passion for both fintech and fitness! It’s a great chance to meet, mingle, and start your day with a high-energy run in the heart of Stockholm before the conference!

Room: External

Type: Other

10:00-

11:00

DORA – converting regulatory challenges into business advantages through smart digital tools

The Digital Operational Resilience Act (DORA), effective from January 17, 2025, represents a significant shift in how financial entities approach digital resilience and it affects both financial entities and third-party suppliers to the industry. It mandates stringent requirements for risk management, third-party oversight, and incident reporting, aiming to fortify the financial sector against escalating cyber threats. In response to these developments, we at the tech-focused law firm Synch have, as part of our digital solutions platform ZeroGravity engineered a state-of-the-art digital tool designed to provide you with an assessment of your compliance with DORA. We have also developed a DORA chatbot and a Q&A where you can test your knowledge of DORA. What to Expect: Comprehensive Overview: We'll break down the key components of DORA, ensuring you have a clear understanding of its implications. Live Demonstration: Experience firsthand how our digital tools operate and discover how they can be utilised to meet your organisation's specific needs. Interactive Discussion: Engage in a roundtable dialogue where we can share insights, address concerns, and explore strategies to thrive under the new regulatory framework. Why Attend: This session is a unique opportunity to gain practical knowledge about DORA and to experience and use innovative legal tech solutions in action. Whether you are a third-party supplier to the industry or a well-established financial institution, understanding and implementing DORA's provisions is crucial for maintaining competitiveness and ensuring compliance in today's rapidly evolving digital landscape. AGENDA Presentation of Synch Intro DORA 101 Round table discussion Intro and demo ZeroGravity digital tool/testing Round up

Room: Room 1 (Master classes) 40 pax

Type: Workshop

11:00-

12:00

High-Performance Payments: Turning Transactions into Growth

Description: In today’s fast-paced fintech landscape, payments are no longer just an operational necessity—they are a strategic driver of revenue and customer experience. At this roundtable, we will explore how a well-tuned payment infrastructure can reduce friction at checkout, boost authorization rates, and serve as a catalyst for global business expansion. Our discussion will delve into the role of cutting-edge technologies, such as data analytics and AI, in optimizing payment processes, while maintaining the highest standards of security and compliance. Join industry leaders at Stockholm Fintech Week for an in-depth look at transforming payments into a robust engine for growth, ensuring that every transaction not only meets today’s demands but also sets the stage for tomorrow’s success. Key Discussion Points: Reducing Checkout Friction: How do you reduce friction at checkout without increasing risk? Maximizing Authorization Rates: What proven strategies help maximize authorization rates and minimize lost revenue? Global Expansion, Local Precision: How can businesses scale globally while delivering locally optimized payment experiences? The Power of Data & AI: How are machine learning and AI unlocking higher payment success rates? Security & Compliance at Scale: How can businesses balance frictionless payments with strong fraud prevention and compliance? This round table will be facilitated by Liisa Peterson | Manager, Sales, Checkout.com | Liisa.Peterson@checkout.com Steven van der Velde | Senior Manager, Sales | steven.vandervelde@checkout.com

Room: Room 3 (Round Table) 20 pax

Type: Round Table

11:00-

12:00

Let's fix ESG data!

CSRD is here! The number of companies disclosing sustainability data is set to grow from ~15,000 to at least 140,000 globally. Yet, many data users—banks, funds, researchers, and supply chain managers—still rely on manual methods (copy-pasting from PDFs) or outdated vendor approaches (low-cost offshoring for manual data entry). These methods are error-prone, costly, and rapidly outdated. Join our roundtable to explore how we’re leveraging AI to revolutionize ESG data collection. Share your thoughts and help shape the future of ESG data!

Room: Room 2 (Workshops) 20 pax

Type: Round Table

16:00-

18:00

Afterwork Drinks

Wrap up the second day of Stockholm Fintech Week with after-work drinks happening right at the venue. It’s the perfect chance to exchange ideas, reflect on the day, and connect with fellow attendees—all while enjoying great music and even better company. See you there! This event is open for everyone with a valid SFW ticket, no signup required.

Type: Other

17:30-

19:30

Estonian Embassy – Side Event at Stockholm Fintech Week

Invitation to side-event Stockholm Fintech Week 18.00 – 18:05 Welcome speech by Ambassador Toomas Lukk 18:05-18:10 Introduction of Enterprise Estonia, Trade Advisor, Tom Holgersson 18:10- 18:30 Panel discussion about Regulatory Compliance and AI "With increasing AI regulations, especially in Europe, how are you ensuring your AI solutions comply with evolving standards?" Data Quality and Bias: "How do you ensure that the data feeding your AI models is unbiased, fair, and of high quality?” Panel participants: Marttias Ripoll – Founder of Syndata Taavi Tamkivi – CEO and Co-Founder Salv Moderated by Tom Holgersson 18:30 – 19:30 Networking Buffet dinner and drinks will be served Wednesday, February 12th at 17:30-19:30 Registration from 17:15 Estonian Embassy in Stockholm, Tyrgatan 3 R.S.V.P. before February 7th (Please register rsvp.stockholm@mfa.ee ) Please indicate if you have any special dietary requirements.

Room: External

Type: Other

19:30-

21:30

Investor-Founder Cocktails

Welcome to Stockholm Fintech Week Founder & Investor Cocktails, an exclusive gathering hosted by Goose Valley Ventures. This event is designed for fintech founders and active investors looking to connect, exchange insights, and foster meaningful relationships in an intimate setting. With a limited capacity, attendance is curated to ensure high-quality networking opportunities. Signing up does not guarantee admission—we will select attendees based on their current involvement in fintech, whether as an active investor or a founder building a fintech company. The secret location will be shared only with confirmed attendees ahead of the event. If you’re shaping the future of fintech, we’d love to have you join us for a night of engaging conversations, cocktails, and valuable connections.

Room: External

Type: Other

1.

Blockchain Economy

Blockchain goes beyond crypto, creating secure, decentralized systems. This track looks at how blockchain is shaping finance.

2.

Exponential Finance

AI & data are making financial services smarter and faster. This track explores how these technologies are driving the future of finance.

3.

Finance Anytime, Anywhere

Financial services are now part of everyday life, embedded in industries like retail and healthcare. Discover how seamless, integrated finance is changing the game.

4.

Next-Gen Money and Payments

From crypto to instant payments, money is evolving fast. This track covers the innovations making payments faster, safer, and borderless.

5.

Platform Driven Finance

Finance is going platform-based. This track explores how platforms are reshaping the way businesses and consumers interact with financial services

6.

Secure and Compliant Finance

Security and compliance are more critical than ever. Learn how new tech is keeping finance secure and resilient as regulations evolve.

Partners

architects of a Thriving ecosystem

Normal Price

Startup

Late Bird € 252 / SEK 2,900
€ 237 / SEK 2,700
+ VAT
Full Event Access
Networking Area Access
Exclusive Networking App
Exhibition Area Access
Complimentary Catering
After-Hours Networking Drinks
Dedicated Discounted Ticket Price
Dedicated Startup Sessions
Show me more

Benefits:

 

Entry to all sessions and activities

Connect with industry leaders and peers

Enhance networking and schedule meetings effortlessly

Discover the latest fintech innovations

Enjoy food and beverages throughout the event

Unwind and connect with fellow attendees

Special pricing available for startups

Participate in tailored discussions focused on startup needs

Back
Normal Price

Scaleup

Late Bird € 312 / SEK 3,600
€ 298 / SEK 3,400
+ VAT
Full Event Access
Networking Area Access
Exclusive Networking App
Exhibition Area Access
Complimentary Catering
After-Hours Networking Drinks
Dedicated Discounted Ticket Price
Show me more

Benefits:

 

Entry to all sessions and activities

Connect with industry leaders and peers

Enhance networking and schedule meetings effortlessly

Discover the latest fintech innovations

Enjoy food and beverages throughout the event

Unwind and connect with fellow attendees

Special pricing available for scaleups

Participate in tailored discussions focused on scaleups needs

Back
Normal Price

Investor

Late Bird € 365 / SEK 4,200
€ 350 / SEK 4,000
+ VAT
Full Event Access
Networking Area Access
Exclusive Networking App
Exhibition Area Access
Complimentary Catering
After-Hours Networking Drinks
Dedicated Discounted Ticket Price
Dedicated Investor Sessions
Show me more

Benefits:

 

Entry to all sessions and activities

Connect with industry leaders and peers

Enhance networking and schedule meetings effortlessly

Discover the latest fintech innovations

Enjoy food and beverages throughout the event

Unwind and connect with fellow attendees

Special pricing available for investors

Participate in tailored discussions focused on investors needs

Back
Normal Price

General

Late Bird € 408 / SEK 4,700
€ 395 / SEK 4,500
+ VAT
Full Event Access
Networking Area Access
Exclusive Networking App
Exhibition Area Access
Complimentary Catering
After-Hours Networking Drinks
Show me more

Benefits:

 

Entry to all sessions and activities

Connect with industry leaders and peers

Enhance networking and schedule meetings effortlessly

Discover the latest fintech innovations

Enjoy food and beverages throughout the event

Unwind and connect with fellow attendees

Back

Stockholm Fintech Week
co-organizer

Partners that continue
to build the Nordic Fintech movement.

Location

Venue

Sergel Hub – Sveavägen 10a, 111 57 Stockholm, Sweden
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